Want To Know How I Budget My Income?


Since my last two posts were long and wordy, I’m going to attempt a short and sweet post today about budgeting. Like all discussions about money, this is not a one size fits all kind of post. This is a skeletal break down of how I have been budgeting my regular income since my first real job out of college. I’ve been able to adapt it to every level of income bracket I’ve found myself in and I totally foresee myself using this one day when i’m married and running a house with two incomes.

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You’ve Started Your Health Insurance. Now What?

Hi All,

Annette here. With the start of a new year comes the start of new health care plans. Some of you reading this may have coverage through your employer, some of you may be proactive and have already purchased a plan through the market place, and some of you may still be cringing at the very though of health insurance. So, I have decided to kick off this new blog with a break down of some health insurance terminology and, hopefully, shed some light on this topic.

Starting with some terms that may help you:

I signed on to the government marketplace at Healthcare.gov, just to see what type of plans were available to a 29 year old single woman with no dependents. The average premium was $120 a month, the average deductible was 5000, the average co-insurance was 70/30 and the average out of pocket was 7000 and the average copay was $50.

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