You’ve Started Your Health Insurance. Now What?

Hi All,

Annette here. With the start of a new year comes the start of new health care plans. Some of you reading this may have coverage through your employer, some of you may be proactive and have already purchased a plan through the market place, and some of you may still be cringing at the very though of health insurance. So, I have decided to kick off this new blog with a break down of some health insurance terminology and, hopefully, shed some light on this topic.

Starting with some terms that may help you:

I signed on to the government marketplace at Healthcare.gov, just to see what type of plans were available to a 29 year old single woman with no dependents. The average premium was $120 a month, the average deductible was 5000, the average co-insurance was 70/30 and the average out of pocket was 7000 and the average copay was $50.

Continue reading

2016-The Year of God

2016-01-10 15.31.42

I am so excited for my first blog post with Singles Seeking First (SSF). My name is Roune’ and I want to share a little about why I want to blog in the first place. I’m not the kind of blogger who is an expert on anything but this is my journey in discovering myself, God, and learning how to express myself in this new way. I hope that this blog leads to bigger and better things for SSF and I’m looking forward to what 2016 will bring.

While I have high hopes for 2016 I have to admit that 2015 was a rough year for me. I honestly felt kind of let down by how it ended. I really let it get me down, because I felt like such a failure but through this God has showed me a lot. I thought that 2015 was going to be my year. I had a lot of big expectations. I’m sure that you all had some too. None of my wishes for the year came true but I believe that God taught me more through this than if all of my prayers for the year had come true.

I am a chronic worrier. It is SERIOUSLY a problem. I worry that I am not enough. I worry that I am too much. I worry that I will never be what others consider successful. I worry that I will never find my purpose in life or realize my passion. I had to get to the point that I was so fed up with being miserable before I listened to God. I was too obsessed with expectations that I had for myself and worried about expectations that others had for my life. I am 28 years old and I am not where I thought that I would be in life. I had to let all of this go. I realized that worrying does not change anything and it does not help me. It only hurts me. I’m beginning to learn how to adapt and change. I have to be ok with whatever happens in life and I have to find a way to move forward. This song kind of embodies what I’ve learned these past few months.

“When peace like a river, attendeth my way,

When sorrows like sea billows roll;

Whatever my lot, Thou hast taught me to know,

It is well, it is well, with my soul.”

-Horatio Spafford, It is Well with My Soul.

 

I never knew how powerful that song was until this year. Being content, no matter what, is really really hard but in this place God can do miracles in your life. Not by giving you the job, car, house, or spouse that you’ve always wanted. The miracle is that God frees you to be totally and completely dependent on him to survive. This is the place where we find true contentment and true peace. My resolutions for last year were all about me. I want my prayers (instead of resolutions) to be about God. I want this to be God’s year and not my year. So…this year I hope to have a renewed passion for God’s word. I want to read it like It’s the first time that I’ve ever read it. I want to understand and see truths in the Bible that I’ve never seen before. I also want God to take me places that I have never been in him and to use me in unexpected ways.

What are your prayers for the new year?

 

“For I know the plans I have for you,” declares the LORD, “plans to prosper you and not to harm you, plans to give you hope and a future.”

-Jeremiah 29:11 (NIV)